Alaya Realty
Home Loans

Financing, structured properly.

Residential mortgage advisory for buyers and investors — sourced from lenders who actually want the business.

Overview

Mortgage outcomes depend on the lender who understands your file and the broker who knows the market. We help buyers and investors find financing that matches the purchase — not the other way around.

Capabilities

What we do within this practice.

Residential mortgages

Primary residence and second-home financing with coverage across banks and NBFCs.

Investment financing

Loans for investment property, rental portfolios, and refinancing for asset-backed income.

Self-employed & complex income

Structured solutions for business owners, professionals, and buyers with non-standard income profiles.

Balance transfer & refinance

Reviews of existing loans to improve rate, tenure, or release equity where it makes sense.

How we work

A four-step process, run by a partner.

01

Profile

Income, assets, and structure — we map the full picture before we approach a lender.

02

Lender shortlist

A tailored shortlist drawn from banks and NBFCs that fit your profile and the asset.

03

Terms & offer

We run competitive tension and negotiate on rate, fees, and flexibility.

04

Drawdown

Legal and valuation coordinated so disbursement lands when it needs to — not a week later.

Talk to a partner

Thinking about a home loans mandate?

Brief a partner directly. Most conversations start with a 30-minute call and a clear view of what's possible.

Start a conversation